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Irwin Union provides factual information only, does not offer financial advice of any kind, and does not intend to. Nor does the publication seek to identify investment opportunities, recommend financial products or provide commentary on the contemporaneous financial market environment. Moreover, the publication does not discuss investment philosophy, nor investment methodology.

All information provided by Irwin Union is historical and factual in nature, and, perforce, suggests nothing for the future prospects (positive or negative) of any company, individual, product or security that may be mentioned in the publication. Irwin Union does not use historical information to forecast, or make inferences about, the future performance of securities, products, companies or individuals.

Irwin Union does not hold an Australian Financial Services License and is not licensed to provide financial product, financial planning or investment advice of any kind.

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Irwin Union has made reasonable efforts to ensure the accuracy of its publications, and any associated raw data, but no warranty regarding the accuracy of information, or calculations derived from that information, is given.

We do not warrant, represent or guarantee that the material published on this website is in all respects accurate, complete and current. To the extent permitted by law, we exclude any liability, including any liability for negligence, for any loss or damage arising from reliance on material on this website.

The material published on this website is intended for general information only and is not legal advice or other professional advice. Any opinions expressed in this material do not necessarily represent the views of Irwin Union, or its author.

Irwin Union is not responsible for the content of any third-party website to which links are provided from this website. Any links to websites are provided for your information and convenience only. Irwin Union does not endorse or control these websites and cannot guarantee that material on those sites is in all respects accurate, complete and current.